| Lumen Systems, Inc. is a leader in comprehensive financial planning 
      software and back-office financial planning solutions.
 
Our Financial Planning Professional 
desktop software program is a powerful, easy-to-use financial 
planning tool flexible enough to produce modular or 
comprehensive financial plans. 
 
      We deliver expert analyses of: 
	
	
	investmentsnet worthincome 
      and expenditureseducation and other goal fundingbusiness 
      valuationretirement planninglife and disability insurancetax planninglong range planningestate planning 
     
			 |